Credit Lines
Credit Lines help merchants see which wholesale buyers still have available credit and which buyers owe money.
What the page shows
| Metric | Meaning |
|---|---|
| Credit limit | The amount the merchant is willing to extend to a buyer. |
| Outstanding balance | Unpaid invoice balance for the buyer. |
| Available credit | Credit still available after open invoices are considered. |
| Payment activity | Recent received payments that reduce the open balance. |
Credit visibility is based on invoices and recorded payments. Paid or cancelled invoices do not add to outstanding exposure.
How to use credit lines
- Review credit before approving high-value quotes.
- Prioritize collection follow-up for buyers with high outstanding balances.
- Watch companies with little or no available credit.
- Compare monthly payments against open receivables.
- Adjust terms and credit limits as the buyer relationship changes.
Practical examples
A buyer with a high credit limit and low outstanding balance can usually continue ordering under normal review.
A buyer with a large outstanding balance may need payment follow-up before the merchant approves more credit.
A buyer with repeated late payment should be moved to tighter terms or a lower credit limit.